I've heard (and even thought) this many times: “Travel insurance is just for those who go abroad, right?” Wrong. After going through some perrengues on national trips, I learned that travel safe It is as important here as in Europe or the US.
If you think you are “safe” just because you are in Brazil, get ready for some surprises. 5 real reasons never to travel inside the country without protection.

1. Medical assistance is not as simple as it seems
Here is a reality shock:
🏥 Your health plan may not cover emergencies in other states.
🚑 Service in small cities It can be limited - and expensive without agreement.
💊 Remédios e pequenos procedimentos They leave your pocket.
Royal example: A friend broke foot in Minas Gerais and had to pay R$ 3,000 in exams + orthopedist because his plan did not cover outside the state. 100% Refunded.
2. Lost or late baggage (yes, it happens in Brazil!)
Do you think Malays only happens on international flights? Ledo deceit.
✈️ Canceled household flights = Hotel and extra costs on your own.
🧳 Make Lost by the airline? days to solve.
👕 Have to buy clothes and basic items It is expensive - and insurance reimburses.
Tip: National insurance usually cover Until R$ 1,000 in lost luggage.
3. Problems with late or canceled flights
Nothing worse than:
⏳ Get stuck at the airport for 6+ hours without the right to anything.
💸 Have to reschedule hosting and tours because of the delay.
With travel insurance:
✅ Many cover indemnity By delay (in money!).
✅ Some pay food and transportation During long waits.
4. Accidents on tours and tourist activities
Did you know that:
🚗 Car rental accidents can generate absurd costs.
🏄 Adventure sports (such as rafting and trails) are rarely covered by health plans.
🤕 Falls and small accidents happen-and a simple point can cost R$ 500+ in a private emergency room.
Travel Insurance Copper:
- Fractures, cuts and emergencies in general.
- Rescue in hard -to -reach places (such as waterfalls).
5. It's much cheaper than you imagine
Here is the best part:
💰 National Travel Insurance can go out for Less than R$ 10 per day.
📱 Online hiring in 5 minutes (websites like promo or real insurance).
🛡️ Coverage from accidents to cancellation of travel.
Comparison:
- A dinner at a tourist restaurant: R$ 80.
- SAFETY FOR 5 DAYS OF TRAVEL: R$ 40.
What is worth more?
"But when is it really worth it?"
✔️ Plane trip (Cancellation/luggage risk).
✔️ Destinations away (interior, beaches, mountains).
✔️ Roadmap with sports or adventure.
✔️ If you have a health plan with limited coverage.
How to choose the best national travel insurance?
1️⃣ Check medical coverage (minimum value of R$ 10 thousand is ideal).
2️⃣ Check it out if it includes luggage loss (usually up to R$ 1,000).
3️⃣ See if you have assistance for flight delay (+3h is usually worth).
4️⃣ Compare prices - Differences can be large for the same coverage.
Conclusion: Traveling in Brazil is not as “safe” as it seems
After seeing friends passing tight and myself have unexpected expenses, I never travel without national insurance again. R$ 40 may save R$ 4,000 in emergencies.
If you like travel Quiet and avoid surprises, this is the cheapest and most intelligent protection that exists.
And you, have you ever needed to use insurance on a national trip?
Tell it in the comments - or if you still have questions about valley!
✈️ Share this post with who goes travel Soon - you can save someone's tour!